It’s 2012. Did we make our debt free goal?

by Catherine on January 5, 2012

In a word, no.

Our goal was to be 100% debt free, including the mortgage, by 2012.  We still have our mortgage.  We DO NOT have any other debt, which is a bonus.  We paid off my husband’s student debt.  We have bought two cars since I started this blog in 2006.  We have taken trips all over the country, and one trip to Europe.   My husband has maintained his employment in this shaky economy, and I have both gained and lost jobs during this time.  It has been a very exciting journey.

Even though we did not make 100% of our goal, we are still closer than we would have been if we had decided that debt was a part of life and could not be avoided.  We refinanced to an insanely low rate a few months ago, which will help accelerate our pay down date.  Our new calculation is being 100% debt free by 2014.  Still not so bad- and who knows?  Maybe we’ll get it paid off earlier than that.

 

 

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Success!

by Catherine on September 23, 2011

Pictured: $1.26 worth of groceries

Earlier today I was trying to gather some missing ingredients for our dinner WITHOUT spending a ton of money.

I’m happy to report that it was successful!  Here’s how I did it:

  1. I got four packs of  razors (1.97 each) with two $6 off coupons, leaving a $4.12 overage.  I could apply that money towards the other things I needed.
  2.  I went and picked up some sour cream.  The coupon I had did not make a very good deal, so I got some store brand sour cream for .98.
  3.  I got .41 lb of tomatoes, which cost .48 cents.  (remember, there are only two of us- that’s plenty for one meal!)
  4.  I got green leaf lettuce for 1.27.
  5. I got a pack of pepper jack cheese (2.98) and I had a dollar off coupon.

 

The total BEFORE coupons (including tax) was 14.26.

14.26 Total

minus $6

minus $6

minus $1

________

$1.26 !!!

I won’t have to buy razors for at least two years as well!  SWEET.  I love coupons!

What great deals have you scored lately?

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Stretching the Budget with Coupons

September 23, 2011

Our fence blew down in the last big storm, and we’re working on adding to our savings so our budget is extra  tight this month.  For the most part, we’ve been living out of the pantry.  (Gotta love the pantry!)  Coupons are also helping fill in the gaps. Tonight we had tacos on the menu, [...]

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Freebie!

September 16, 2011

Having a baby?  Have a baby?  Auntie to a bunch of sweet little kids?  Here’s a link for a FREE subscription to Baby Talk Magazine!  What a great freebie!  I hope you enjoy it.  

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Save on kid’s clothes and books! FREE SHIPPING!

July 18, 2011

Eversave has a FABULOUS deal going on today! For $16, you can get two boxes of pre-owned kid’s books, toys or clothes, plus free shipping for $16!  FREE SHIPPING! Pick boxes of books based on age and gender of your child to keep them reading through the summer. Stock up on clothes for next season, [...]

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